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Website Terms of Use

About these Terms of Use 

Please read these Terms of Use before accessing or using the website at www.smartgroup.com.au (the ‘Website’).

These Terms of Use apply to the use of this Website, including the use of the information offered on this Website, which is operated on behalf of Smartgroup Corporation Ltd (ABN 48 126 266 831) and its related bodies corporate (‘we’, ‘us’ and ‘our’). 

These Terms of Use incorporate our Privacy Policy, which is accessible here.  

In accessing and using this Website, you agree to be bound by and comply with these Terms of Use (including our Privacy Policy). If you do not accept these Terms of Use, you must refrain from using the Website. 

We may change these Terms of Use from time to time, and such modifications will become effective upon posting the modified Terms of Use on the Website. Any use of the Website by you after such modified Terms of Use have been posted will be deemed acceptance by you of those modified Terms of Use.

Information on the Website 

You must not access or use this Website for any purpose that is unlawful or prohibited by these Terms of Use. 

You must take your own precautions to ensure that the process which you employ for accessing this Website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. Except as required by law, we do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of this Website or any Third Party Websites (defined below). 

The information provided on this Website is of a general nature only, and does not constitute financial advice, and nothing in it constitutes or is intended to constitute an offer of, or an invitation to purchase or subscribe for, securities. You should make your own enquiries before acting or relying on any information or material which is made available to you pursuant to the Website. 

Further, the information contained on this Website may not be accurate or up to date in all respects. We do not warrant the accuracy or completeness of any information contained on this Website.

Information from third parties

The Website contains links to the websites of third party providers of goods and services (‘Third Party Websites’). Those links are provided for convenience only and may not remain current or be maintained. We are not responsible or liable for the content or privacy practices associated with any Third Party Websites. Your access to and use of those sites is at your own risk and may be subject to separate terms of use and information handling practices.

Any links to Third Party Websites should not be construed as an endorsement, approval, affiliation with or recommendation by us, of the owners or operators of those websites, or of any information, products and/or services referred to or contained on those websites, unless and to the extent stipulated to the contrary. 

If you have accessed Third Party Websites through our Website, and third parties who own and operate those websites collect information about you, we may also collect or have access to that information as part of our arrangements with those third parties. 

Where you access a Third Party Website from our Website, cookie information, information about your preferences or other information you have provided about yourself may be shared between us and the third party.

Advertising and tracking

When you view our advertisements on a Third Party Website, the advertising company uses 'cookies' and in some cases 'web beacons' to collect information such as:

  • the server your computer is logged on to;
  • your browser type;
  • the date and time of your visit; and
  • the performance of their marketing efforts.

When you access our Website after viewing one of our advertisements on a Third Party Website, the advertising company collects information on how you utilise our Website (e.g. which pages you view and whether you proceed to obtain services from us).


We use ‘cookies’ to provide you with better and more customised service and with a more effective website. A ‘cookie’ is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our webpage servers. Cookies are frequently used on websites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your internet browser. We use cookies for different purposes such as:

  • to allocate a unique number to your internet browsers;
  • to customise our Website for you;
  • for statistical purposes;
  • to identify if you have accessed a Third Party Website; and
  • for security purposes.

You are not obliged to accept a cookie and you can modify your browser so that it will not accept cookies. However, if you do so this may affect your browsing experience and certain functions within the Website may not work.

Intellectual property 

Copyright in this Website (including text, graphics, photographs and logos) is owned or licensed by us. Information procured from a third party may be the subject of copyright owned by that third party. Other than for the purposes of, and subject to the conditions prescribed under, the Copyright Act 1968 (Cth) and similar legislation which applies in your location, and except as expressly authorised by these Terms of Use, you may not in any form or by any means: 

  • adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of this Website or from any information obtained from this Website, including in association with any Third Party Websites; or 
  • commercialise any information, products or services obtained from any part of this Website;
  • without our written permission or, in the case of third party material, without written permission from the owner of the copyright in that material.

This Website includes trade marks owned by us (or our licensors). You must not use any of our trade marks in or as the whole or part of your own trade marks or business name or company name; in connection with activities, products or services which are not ours; in a manner which may be confusing, misleading or deceptive; or in a manner that disparages us or our information or services (including this Website). 

Limitation of liability

To the maximum extend permitted by law, we, and our directors, employees, agents, contractors and related bodies corporate, do not accept any liability to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or in any way related to:

  • the use of, or inability to use, this Website or any other website linked to it (including any delay or interruption in access);
  • any errors or omissions on this Website or failure to update or correct any information on it or any website linked to it; and
  • any investment decisions made on the basis of the information on or accessed via this Website.

Governing Law

These Terms of Use are governed by the laws in force in New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of that jurisdiction. 

Last updated: 23 September 2021