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Salary packaging and Novated Leasing

Helping thousands of Australians maximise their take-home pay

 

Salary packaging is an ATO-approved way for your staff to increase their disposable income.  By paying for certain expenses from their pre-tax income, your employees can take home more each pay. And all at no cost to you. Bringing decades of experience, we’re ready to work with you to build an effective program that we’ll administer on your behalf.

Ready to offer salary packaging to your employees?

Hear from some of our customers

Keith, Novated Leasing Customer

A novated lease was a convenient way for me purchase the car

Natasha, Salary Packaging Client

When I’m talking to new recruits I tell them that by salary packaging it reduces the amount of tax that you’re paying and it maximises your take home pay.

 

Who is Smartgroup?

 

Established in 2001, Smartgroup has grown from the leading salary packaging brand, Smartsalary, to become an award-winning, ASX-listed company widely recognised for our customer centricity.

More and more organisations across Australia are finding out just how crucial a well-implemented salary packaging program can be. Each year, we partner with thousands of employer clients across a range of sectors to deliver benefits to them that matter.

We're proud to provide simplified employee benefits that make life easier - including salary packaging and novated leasing, fleet management, and payroll and workforce optimisation. No matter who we're working with, we make sure our services offer good financial benefits and greater efficiency, backed by award-winning service.

Woman charging her EV

A transition to a more sustainable future.

A wish to do right by the environment and cost of living concerns are priorities for many Australians. Hard-working employees want to extract the best value from their salary packages and to choose transport options that help progress our country’s transition to a low-emissions future.

Employers, our clients, are also trying to manage their costs, while at the same time competing for talent in the labour market and striving to meet their sustainability targets.

Our offerings continue to make a significant difference for our clients and their employees (our customers): enabling people to retain more of their earnings as living costs rise. Recent policy changes also make buying an electric vehicle (EV) more achievable than ever before. Both these drivers are favourable for our business and our goals.

There’s never been a better time to lease an Electric Vehicle – now 100% Fringe Benefits Tax free.

The Electric Car Discount Policy, introduced by the Federal Government has made EVs under the luxury car tax threshold ($91,387 in FY2024-2025) considerably cheaper when purchased through a novated lease. This is because these EVs are now exempt from Fringe Benefit Tax (FBT) – which could save you thousands.

The discounts will apply to the following EVs:

  • New EVs purchased after 1 July 2022
  • Second-hand EVs first registered after 1 July 2022
  • Battery EVs
  • Plug-in hybrid EVs (only available up to 1 April 2025, with exemptions being applied for existing leases until they expire)

Delivering a salary packaging program that does the heavy lifting for you

women in glasses smiling at the camera

Why choose Smartsalary

For over 20 years, we’ve been making it easier for our customers to save. Smartsalary, a Smartgroup company, is one of Australia’s largest salary packaging providers and a trusted partner to over 400 clients across government and corporate organisations, education providers and major health care groups.

Packaging made easy

Our award-winning customer service and innovation make salary packaging easy. We have the people and processes in place to seamlessly manage your program – reducing the workload for your team and making sure employees enjoy their tax savings from day one.

Scale and specialisation

Smartsalary is part of the industry-leading Smartgroup, which gives us the scale and specialisation to support any organisation’s goals.

Experts in compliance

Minimise your business risk. Through our tax and legal representatives, we keep you up-to-date with relevant news and announcements regarding tax legislation and changes. We’re also a founding member of the National Automotive Leasing and Salary Packaging Association (NALSPA)

Get in touch to find out more


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